TaxCalc Philippines 2025
Calculate your income tax, SSS, PhilHealth, and Pag-IBIG contributions instantly. Get accurate results using the latest BIR withholding tax table and updated contribution rates.
TaxCalc Philippines 2025
Calculate your income tax, SSS, PhilHealth, and Pag-IBIG contributions instantly
Monthly Gross Salary
Enter your monthly gross salary before deductions
Monthly Contributions
Tax Computation & Results
Your Monthly Net Take-Home Pay
Monthly Breakdown
Annual Summary 2025
Important Disclaimer
This calculator provides estimates based on current BIR withholding tax tables and contribution rates. Actual deductions may vary based on specific circumstances, additional benefits, or employer policies. Always verify with your HR department or tax professional for accurate calculations.
How to Use Our Tax Calculator
Our calculator uses the official BIR withholding tax table and updated contribution rates to give you accurate results.
Enter Your Salary
Input your monthly gross salary. Our calculator will automatically compute all deductions.
Automatic Calculations
We calculate SSS, PhilHealth, Pag-IBIG contributions and income tax using official rates.
Get Your Results
See your net take-home pay, total deductions, and annual summary instantly.
BIR Withholding Tax Table 2025
Our calculator uses the official BIR withholding tax table effective January 1, 2023, based on the TRAIN Law (Republic Act No. 10963).
| Salary Range (Monthly) | Withholding Tax |
|---|---|
| ₱20,833 and below | 0.00 |
| ₱20,833 - ₱33,332 | 0.00 + 15% over ₱20,833 |
| ₱33,333 - ₱66,666 | ₱2,500.00 + 20% over ₱33,333 |
| ₱66,667 - ₱166,666 | ₱10,833.33 + 25% over ₱66,667 |
| ₱166,667 - ₱666,666 | ₱40,833.33 + 30% over ₱166,667 |
| ₱666,667 and above | ₱200,833.33 + 35% over ₱666,667 |
Why Choose Our Tax Calculator
Get accurate tax calculations with the most up-to-date rates and official BIR tables.
100% Accurate
Uses official BIR withholding tax table and updated contribution rates
Instant Results
Get your tax calculation in seconds, no waiting required
Privacy First
No registration, no data storage, your information stays private
Mobile Ready
Works perfectly on all devices - phone, tablet, and desktop
Mandatory Contributions 2025
Updated contribution rates for SSS, PhilHealth, and Pag-IBIG effective 2025.
SSS Contributions
Social Security System contributions based on salary brackets. Employee share ranges from ₱180 to ₱1,125 monthly.
• Minimum: ₱180 (₱4,250 salary)
• Maximum: ₱1,125 (₱24,750+ salary)
PhilHealth Contributions
Philippine Health Insurance Corporation contributions at 4% of monthly salary.
• Minimum: ₱400 (₱10,000 salary)
• Maximum: ₱3,200 (₱80,000+ salary)
• Rate: 4% of monthly salary
Pag-IBIG Contributions
Home Development Mutual Fund contributions with tiered rates.
• ₱1,500 and below: 1%
• Above ₱1,500: 2%
• Maximum base: ₱5,000
About TRAIN Law
The Tax Reform for Acceleration and Inclusion (TRAIN) Act, or Republic Act No. 10963, was implemented to simplify the tax system and provide relief to Filipino taxpayers.
Key Benefits
- • Reduced income tax rates for most employees
- • Simplified tax brackets
- • Increased take-home pay for middle-income earners
- • More progressive tax system
Tax Brackets
- • ₱0 - ₱250,000: 0% (annual)
- • ₱250,001 - ₱400,000: 15%
- • ₱400,001 - ₱800,000: 20%
- • ₱800,001 - ₱2,000,000: 25%
- • Above ₱2,000,000: 30%
Frequently Asked Questions
Common questions about Philippine tax calculations and contributions.
How accurate is this calculator?
Our calculator uses the official BIR withholding tax table and updated contribution rates from SSS, PhilHealth, and Pag-IBIG. Results are accurate for 2025 calculations.
Do I need to register to use this tool?
No registration required! Our calculator is completely free to use and doesn't store any of your personal information.
What's included in the calculation?
We calculate SSS, PhilHealth, and Pag-IBIG contributions, plus income tax based on your taxable income after deducting contributions.
Is this calculator for employees only?
This calculator is designed for employees with regular monthly salaries. For freelancers or self-employed individuals, different rules may apply.