About Philippine Tax Calculator 2025

A free tool for estimating Philippine income tax, mandatory contributions, and take-home pay.

Our Mission

We are committed to providing Filipinos with clear, well-sourced, and easy-to-use tax estimation tools. Our Philippine Tax Calculator 2025 helps employees, freelancers, and small business owners understand their tax obligations and plan their finances effectively using the latest BIR withholding tax tables and updated contribution rates.

What We Offer

Based on Official Tables

Our calculator uses the official BIR withholding tax table effective January 1, 2023, so estimates follow the published figures — actual payroll may still differ.

Mandatory Contributions

Complete calculation of SSS, PhilHealth, and Pag-IBIG contributions using the latest 2025 rates and contribution tables.

Financial Planning

Get detailed monthly and annual summaries to help you plan your budget and understand your take-home pay.

Our Methodology: Where the Figures Come From

Every rate and threshold used on this site — the BIR withholding brackets and the SSS, PhilHealth, and Pag-IBIG contribution rules — lives in a single data file that both the calculator and every article draw from. That means the number you see in a table here is always the same number the calculator actually uses.

We source figures only from official government publications (see the Sources section below) and record the date each figure was last checked. When an agency publishes new rates, we update the data file and the "last verified" date together. If you spot a figure that disagrees with an official issuance, please tell us — the official publication always prevails.

Known Limitations

  • • The calculator models a regular, single-employer employee paid monthly. It does not handle 13th-month pay, bonuses, or other supplemental compensation.
  • • Contribution figures cover the employee share of the regular programs; employer counterparts and provident-fund add-ons are not included in take-home estimates.
  • • Results are monthly withholding estimates, not your final annual tax — year-end annualization by your employer can produce a refund or additional deduction.

BIR Withholding Tax Table 2025

Our calculator uses the official BIR withholding tax table effective January 1, 2023, based on the TRAIN Law (Republic Act No. 10963). This table applies to monthly compensation.

  • ₱20,833 and below0%
  • ₱20,833 - ₱33,33215% of the excess
  • ₱33,333 - ₱66,66620% of the excess
  • ₱66,667 - ₱166,66625% of the excess
  • ₱166,667 - ₱666,66630% of the excess
  • ₱666,667 and above35% of the excess

Rates are marginal — each applies only to income above its bracket floor, on top of a fixed base amount. See the full BIR withholding table with base amounts →

Last verified against the BIR published table: 2026-07-18.

Looking for the current SSS, PhilHealth, and Pag-IBIG contribution rates? See the Mandatory Contributions section on our homepage or the full contributions guide.

Sources

Every rate and threshold used on this site comes from official government issuances. We link the agencies below so you can verify the figures yourself; if anything here disagrees with an official publication, the official publication prevails.

All figures on this site were last reviewed on 2026-07-18.

Important Disclaimer

This site provides estimates based on the published BIR withholding tax table and SSS, PhilHealth, and Pag-IBIG contribution rates (last verified 2026-07-18). Actual payroll deductions may differ based on your specific circumstances, benefits, or employer computation. This is not tax advice — always verify with your HR department, the relevant government agency, or a licensed tax professional.

© 2025 TaxCalc Philippines. All rights reserved. This website is for informational purposes only.

Disclaimer: This site provides estimates based on the published BIR withholding tax table and SSS, PhilHealth, and Pag-IBIG contribution rates (last verified 2026-07-18). Actual payroll deductions may differ based on your specific circumstances, benefits, or employer computation. This is not tax advice — always verify with your HR department, the relevant government agency, or a licensed tax professional.

This tool is not affiliated with or endorsed by the Bureau of Internal Revenue, SSS, PhilHealth, or Pag-IBIG.