About Philippine Tax Calculator 2025

Your trusted partner for accurate Philippine tax calculations, mandatory contributions, and financial planning.

Our Mission

We are committed to providing Filipinos with accurate, reliable, and easy-to-use tax calculation tools. Our Philippine Tax Calculator 2025 helps employees, freelancers, and small business owners understand their tax obligations and plan their finances effectively using the latest BIR withholding tax tables and updated contribution rates.

What We Offer

Accurate Tax Calculations

Our calculator uses the official BIR withholding tax table effective January 1, 2023, ensuring 100% accuracy in your tax computations.

Mandatory Contributions

Complete calculation of SSS, PhilHealth, and Pag-IBIG contributions using the latest 2025 rates and contribution tables.

Financial Planning

Get detailed monthly and annual summaries to help you plan your budget and understand your take-home pay.

How Our Calculator Works

1

Enter Your Monthly Salary

Simply input your gross monthly salary. Our calculator automatically applies the correct contribution rates and tax brackets based on your income level.

2

Automatic Calculations

Our system instantly calculates your SSS, PhilHealth, and Pag-IBIG contributions, then determines your taxable income and applicable tax using the official BIR withholding tax table.

3

Get Detailed Results

Receive a comprehensive breakdown showing your net take-home pay, total deductions, and annual summary for better financial planning.

BIR Withholding Tax Table 2025

Our calculator uses the official BIR withholding tax table effective January 1, 2023, based on the TRAIN Law (Republic Act No. 10963). This table applies to monthly compensation.

Monthly Salary RangeWithholding Tax
₱20,833 and below0.00
₱20,833 - ₱33,3320.00 + 15% over ₱20,833
₱33,333 - ₱66,666₱2,500.00 + 20% over ₱33,333
₱66,667 - ₱166,666₱8,541.78 + 25% over ₱66,667
₱166,667 - ₱666,666₱40,833.33 + 30% over ₱166,667
₱666,667 and above₱200,833.33 + 35% over ₱666,667

Mandatory Contributions 2025

SSS Contributions

Social Security System contributions are calculated based on salary brackets. Employee contributions range from ₱180 to ₱4,500 monthly.

  • • Minimum: ₱180 (₱4,250 salary)
  • • Maximum: ₱4,500 (₱100,000+ salary)
  • • Based on official SSS contribution table

PhilHealth Contributions

Philippine Health Insurance Corporation contributions at 2.5% of monthly salary for most income levels.

  • • Minimum: ₱400 (₱10,000 salary)
  • • Maximum: ₱3,200 (₱80,000+ salary)
  • • Rate: 2.5% of monthly salary

Pag-IBIG Contributions

Home Development Mutual Fund contributions with tiered rates based on salary level.

  • • ₱1,500 and below: 1%
  • • Above ₱1,500: 2%
  • • Maximum base: ₱10,000

Why Choose Our Tax Calculator

100% Accurate

Uses official BIR withholding tax tables and updated contribution rates

Free to Use

No registration required, completely free for all users

Privacy First

No data storage, your information stays completely private

Mobile Friendly

Works perfectly on all devices - phone, tablet, and desktop

TRAIN Law Compliant

Fully compliant with the latest TRAIN Law provisions

Instant Results

Get your tax calculation in seconds, no waiting required

Important Disclaimer

This calculator provides estimates based on current BIR withholding tax tables and contribution rates. Actual deductions may vary based on specific circumstances, additional benefits, or employer policies. Always verify with your HR department or tax professional for accurate calculations. This tool is for reference purposes only and should not replace professional tax advice.

© 2025 TaxCalc Philippines. All rights reserved. This website is for informational purposes only.

Disclaimer: Tax calculations are estimates based on current BIR withholding tax tables and contribution rates. Actual deductions may vary. Always consult with a qualified tax professional for official tax advice.

BIR tax tables and contribution rates are based on official government sources and are used for reference only. This tool is not affiliated with or endorsed by the Bureau of Internal Revenue, SSS, PhilHealth, or Pag-IBIG.